Why Singtel PayLater?

 

Enjoy $0 upfront payment when you buy your phone or lifestyle products with Singtel PayLater
No upfront payment.

No processing fees on your orders when you pay with Singtel PayLater
No processing fee.

Enjoy 0% interest fees when you pay for your phone or lifestyle products with Singtel PayLater
No interest fees.

Track your instalment payments for PayLater easily via Singtel Bill
Track easily via Singtel Bill.

Explore our Singtel PayLater instalment plans with durations of up to 36 months
Payments up to 36 months.

MORE FLEX – Pay it your way.
Your device, your terms.​

 

Pay with your Singtel bill

Choose your preferred instalment plan – 12, 24, or 36 months.

Pay with Atome

Buy now and pay later in 3 easy payments at 0% interest with Atome. 
 

Download Atome ›

Start shopping now with Singtel PayLater.

Bring home the latest 5G phones with Singtel PayLater.

Buy iPhone 16 Pro Max in easy interest-free instalment plans with Singtel PayLater
Buy iPhone 16 Pro Max in easy interest-free instalment plans with Singtel PayLater

iPhone 16 Pro Max

From $52.75/mth with PayLater36

Buy Samsung Galaxy S25 Ultra in easy interest-free instalment plans with Singtel PayLater
Buy Samsung Galaxy S25 Ultra in easy interest-free instalment plans with Singtel SIM Only Plan and get $700 one-time cashback

Samsung Galaxy S25 Ultra 

From $50.78/mth with PayLater36

Buy Google Pixel 9 Pro XL in interest-free instalment plans and pay with Singtel PayLater
Buy Google Pixel 9 Pro XL in interest-free instalment plans with Singtel SIM Only Plan and get $700 one-time cashback

Google Pixel 9 Pro XL 

From $48.30/mth with PayLater36

Buy OPPO Find X8 Pro in easy interest-free instalment plans with Singtel PayLater
Buy OPPO Find X8 Pro in easy interest-free instalment plans with Singtel SIM Only Plan and get $700 one-time cashback

OPPO Find X8 Pro

From $45.80/mth with PayLater36

Step 1: Select a device with a SIM Only Plus plan.
Step 2: Choose your preferred instalment period.
Step 3: Proceed to checkout.

Shop now

Or get your favourite lifestyle products
for work and play.

Buy Apple iPad Air M2 13 in easy interest-free instalment plans of up to 36 months with Singtel PayLater

Apple iPad Air M2 13" (WIFI)
From $33.30/mth or $1199.00

Buy ASUS ExpertBook P5405CSA-NZ0212X in easy interest-free instalment plans of up to 36 months with Singtel PayLater

ASUS ExpertBook P5405CSA-
NZ0212X
From $55.52/mth or $1999.00

Buy soundcore Space Q45 in easy interest-free instalment plans of up to 36 months with Singtel PayLater

soundcore Space Q45
From $4.99/mth or $179.90

Buy Samsung Travel Combo in easy interest-free instalment plans of up to 36 months with Singtel PayLater

Samsung Travel Combo
From $5.25/mth or $189.00

Step 1: Select your item.
Step 2: Choose your preferred instalment period.
Step 3: Proceed to checkout.

Shop now
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