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Is your hospitalisation insurance enough?

Your current hospitalisation plan can help to reduce out-of-pocket medical expenses but may not cover everything you need when critical illnesses like cancer, heart attack or stroke happen.

Alternative treatment

Certain cancer drugs are more expensive and not claimable from your hospitalisation plan1.

Daily living expenses

Your everyday expenses are not covered when you stop work to focus on treatment.

Insurance co-payment

You will need to pay at least 5% of the hospital bill.

 

A critical illness insurance plan eases your financial worries by giving you a lump-sum payout that you can use in any way you like.

 

Up to S$2,500 cashback

Essential critical secure by Singtel and Etiqa
Essential critical secure

Underwritten by Etiqa.

Continuous financial support for critical illnesses

  • Get covered against 104 critical illness conditions across early, intermediate and severe stages

  • Receive monthly payout of 1% of sum insured upon diagnosis of the covered severe stage critical illness, capped at 200% of original sum insured
  • Enjoy mental health support

Get 60% off + up to S$100 cashback

3 Plus Critical Illness from Singtel and Etiqa
3 Plus Critical Illness

Underwritten by Etiqa.

Affordable protection against the top 3 critical illnesses

  • Protect against Stroke with Permanent Neurological Deficit, heart attack of specified severity and all stages of cancer

  • Get 100% of sum insured as cash payout upon successful critical illness claim 

  • Option to add on Heart and Neurological Disorder rider to get one-time payout upon diagnosis of the covered conditions affecting the heart or brain

Get 30% off + up to S$100 cashback

3 Plus Critical Illness from Singtel and Etiqa
Cancer Insurance

Underwritten by Etiqa.

Protect against all stages of cancer

  • Get 100% of sum insured as cash payout upon diagnosis of any stage of cancer

  • Easy selection of sum insured of S$50,000, S$100,000 or S$200,000 to suit your needs

  • Yearly savings of 6% on your renewal premiums when you did not make any claims

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Etiqa will get back to you by the next working day, or you can start an instant WhatsApp chat with them.

Understand the details before buying

Footnotes

1. Source: The Straits Times © Singapore Press Holdings Limited. “Changes to cancer treatment insurance coverage and when they will kick in”, 25 Jun 2022.

Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As these products have no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. 

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 
 
This advertisement has not been reviewed by the Monetary Authority of Singapore. 

Information is correct as at 21 February 2025. 

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