Protecting your family with a few clicks

Term life insurance is a simple and affordable way to ensure your loved ones will be able to continue their lifestyles when you no longer can provide for them.

The lump-sum payout could be used to pay off your mortgage loan, fund the daily expenses of your family members or for future big-ticket items like your children's tertiary education.

Enjoy these benefits with Etiqa online term life insurance

Protection for peace of mind

Get coverage for death, terminal illness and total and permanent disability.

Choice of coverage amount

DIRECT - Etiqa term life II offers sum insured of S$50,000 to S$400,000 while ePROTECT term life gives you S$401,000 to S$2,000,000 of sum insured. 

Choice of coverage duration

Be protected for 5 years, 20 years or up till age 65.

Guaranteed renewal without proof of good health

Available for coverage duration of 5 years, till age 80.

Optional enhanced coverage

Add on a rider to protect against 30 critical illnesses, up to S$400,000 sum insured. Available for DIRECT - Etiqa term life II only.

Get up to S$300 cashback*

*Promotion ends on 28 February 2025. Terms and conditions apply.

How it works


Caleb, age 35, non-smoker

Opts for:

  • S$1,000,000 sum insured for Etiqa online term insurance (ePROTECT term life)

  • 5 years renewable policy duration

 

The scenario(s) above are for illustration purposes only. The premium illustrated includes 14% perpetual discount.

Leave your details below

The team is ready to assist you with any queries. Share your details, and Etiqa will reach out by the next working day, or start an instant WhatsApp chat with them.

Plus, get S$20 cash2 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

FAQs

  • 1.
    Is medical examination required in order to purchase term life insurance online?
    With DIRECT – Etiqa term life and ePROTECT term life, you can get up to S$1.5 million of coverage without the need for a medical check for customers up to age 40 and in the pink of health. If a medical check is required, Etiqa will bear the cost. For customers above age 55, the allowable limit for purchase without medical check-up is S$100,000.
  • 2.
    Can I buy a term life insurance plan for any of my family members online?
    No, the applicant for DIRECT - Etiqa term life and ePROTECT term life must be the same person as the life insured. If you wish to apply for a term life insurance plan for your spouse or children, you may check out Etiqa Essential term life cover.
  • 3.
    How to file for a death claim?
    To file for a claim, written notice must be given to Etiqa within 3 months of the occurrence of the claim event. The claimant must supply at his/her own expense, all certificates, information and evidence required by Etiqa for assessment of the claim. Etiqa reserves the rights to conduct a post-mortem and they will bear the expenses.

Click here to view more FAQs. 

Useful Information

Understand the details before buying

Footnotes

1. Click here for terms and conditions of online term life insurance promotion.

2. Meet an Etiqa Assurance Manager: click here for the full terms & conditions. 

Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. 

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 21 February 2025. 

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Up to 53% perpetual discount + up to S$2,500 cashback

Essential term life cover by Singtel and Etiqa
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Underwritten by Etiqa.

Affordable insurance coverage over your preferred duration

  • Protect against death and terminal illness

  • Be insured for as short as 5 years or till age 100 

  • Increase coverage without proof of good health upon certain key life events

Up to S$2,500 cashback 

Essential whole life cover by Singtel and Etiqa
Essential whole life cover

Underwritten by Etiqa.

Comprehensive insurance coverage for your entire lifetime

  • Protect against death, total and permanent disability and terminal illness

  • Multiply your coverage up to 400% of your basic sum insured till age 65 or 80

  • Option to use this plan to supplement your retirement income

Up to S$100 cashback 

Online whole life insurance by Singtel and Etiqa
Online whole life insurance

Underwritten by Etiqa.

Convenient way to get protection that lasts a lifetime

  • Protect against death, total and permanent disability and terminal illness, with option for Critical Illness rider

  • Choose from S$50,000 to S$200,000 sum insured

  • Pay till age 70 or 85 only