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S$20 cash when you meet with an Etiqa Assurance Manager + Up to S$2,500 cashback when you purchase

A plan that caters to your changing needs

Planning for retirement, but also want the flexibility to withdraw when you need or transfer the benefits to your loved ones?

Enrich flex plus, an endowment plan by Etiqa, gives you options while you work towards achieving your financial goals. 

Enjoy these benefits with Etiqa Enrich flex plus

Achieve your goals with ease

Enjoy potential total maturity yield of up to 3.95% p.a.1

Flexible choices for premium payment

Wide range of premium terms: 3, 5, 10, 15 or 20 years. 

 

Option to withdraw

Enjoy the flexibility of withdrawing2 your accumulated cash value from your policy when you need it.

Appointment of secondary life insured

Your child or spouse who’s the secondary life insured can continue enjoying the benefits after you pass on.

100% capital guaranteed

Capital is fully guaranteed from as early as the end of policy year 5 to 15, depending on your premium term.

Premium deferment

You’re eligible for a premium deferment2 of up to 1 year after the 4th policy year

Hassle-free application

No medical check-ups needed for the base plan.

Death or Terminal illness benefit

Receive a lump sum payout upon death or terminal illness during the policy term, and additional payout upon accidental death (until age 80).

Enjoy up to S$2,500 cashback when you sign up for an eligible plan 

Terms and conditions apply.

How it works


Cindy, age 28, non-smoker

Looking for: 

  • Wants a savings plan that allows her to hand the money down to her future children.

Opts for: 

  • Enrich flex plus with premium payment term of 20 years at S$5000 each year. 

Please refer to the policy contract for full details of the terms and conditions.
The scenario(s) above are for illustration purposes only.

* Illustration is based on assumption that deferred premium was paid back at the end of the 1-year deferment period and no interest was incurred.

The above illustrated values are based on illustrated investment rate of return of 4.25% per annum. Should the illustrated investment rate of return be 3% per annum (p.a.), the lump sum payout when the child is age 60 will be S$210,268 and the total payout, including the S$50,000 withdrawal will be $260,268. The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund.

Leave your details below

Etiqa's team is ready to assist you with any queries. Get S$20 cash after you meet with an Etiqa Assurance Manager - no purchase required. T&Cs apply.

Useful information

Product brochure:

  Enrich flex plus

Understand the details before buying

Promotion terms and conditions

Click here for the terms and conditions for the up to S$2,500 cashback promotion
Click here for the terms and conditions for the "Meet with an Etiqa Assurance Manager" promotion.

Footnotes

1. Based on male, non-smoker aged 1, for a 3-year premium term payment option. The illustrated value is based on illustrated investment rate of return of 4.25% p.a. Based on illustrated investment rate of return of 3.00% p.a., the total maturity yield will be 2.75% p.a. The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund.
2. Please refer to the policy contract for full terms and conditions. 

Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 
 
This advertisement has not been reviewed by the Monetary Authority of Singapore. 

Information is correct as at 21 February 2025. 

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