Register now to stack these rewards:

S$20 cash when you meet us

7.38% p.a. guaranteed maturity returns over 1 year plus up to S$788 cash or up to S$2,500 cashback when you purchase

Turn your plans into reality

Enjoy financial assurance with Enrich income, a whole life plan that provides lifelong income and the opportunity to gift the policy proceeds to your loved ones beyond your lifetime.

Draw upon monthly income, or leave them to accumulate for extra returns. Alternatively, you could transfer the plan to your child for continued wealth accumulation and gift them the proceeds of future income.

Whatever your plans for your family's future, turn them into reality with Enrich income. 

Enjoy these benefits with Etiqa Enrich income

Lifelong monthly income

Receive monthly cash payouts at attractive rates from the 37th policy month1 up to age 125 of the original life insured.

Generational assurance

Option to change the life insured2 after the 2nd policy year for continued wealth accumulation. 

Premium deferment

In case of unexpected events, you can request to defer your premium payments for up to 1 year after the 4th policy year3.

Flexible terms

Choose 3, 5, 10, 15 or 20 year premium-payment term. 

Guaranteed issuance

Hassle-free application with no medical check-ups required.

Lifetime protection

Be covered for death and terminal illness up to age 1254.

Optional riders

Add on riders to waive premiums upon death, total and permanent disability, or diagnosis of critical illness of the policyholder. 

Plan ahead with us and choose your reward 


Enjoy 7.38% p.a.5 guaranteed maturity returns over 1 year plus up to S$788 cash5

or up to S$2,500 cashback6.

Promotions available for a limited time only. Terms and conditions apply.

How lifelong monthly income works

Enrich income offers a monthly payout that is composed of both guaranteed and non-guaranteed amounts.

The first monthly payout will start immediately after the end of the premium payment term, and it will continue until the policy matures, as long as the life insured is alive and the policy is kept in force. 

 

Having encountered hard times during his younger days, James, a non-smoker aged 35, desires to give his future generations a head-start with regular income.

After learning about Enrich income, James decides this plan would help him fulfil his goal. He decides to sign up for a 20-year premium term, with S$1,050 monthly premium.

The scenario(s) above are for illustration purposes only. Please refer to the policy contract for full details of the terms and conditions.

Note that the change of life insured will be subject to Etiqa's approval. The policy is also assigned to Sarah after the change of life insured in the above scenario. 

The above illustrated values are based on an illustrated investment rate of return of 4.25% per annum. Assuming an illustrated investment rate of return of 3.00% per annum, the monthly income Sarah receives from the 241st to 300th policy month (inclusive) will be S$585 and the monthly income she receives from the 301st policy month until she is age 85 (inclusive) will be S$685. The total monthly income she receives will be S$520,080 and the total death benefit (lump-sum payout) her child will receive will be S$327,840.

The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. Bonus rates are not guaranteed and actual benefits payable may vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of the participating fund. Total monthly income comprises of both a guaranteed and non-guaranteed amount, and varies depending on the payout period. Refer to the illustration on monthly income for more details. Figures are rounded down to the nearest dollar.

Leave your details below

Our team is ready to assist you with any queries. Get S$20 cash7 after you meet with an Etiqa Assurance Manager. No purchase required. T&Cs apply.

  Whatsapp us +65 6887 8777 or leave your details in the form below. We'll get back to you within the next working day.

Useful Information

Product brochure:

  Enrich income

Understand the details before buying

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